Welcome to Pay OK!
Thank you for accessing and using Pay OK services, website, and application. The terms and conditions listed on this page (“Terms and Conditions”) outline the rules and regulations for Your access to https://PayOK.id (“Website”) and the utilization of the application created and maintained by Us (“Application”). PT Sumber Aneka Inovasi shall refer to “Pay OK”, “We”, “Our”, “Us”.
By agreeing to these Terms and Conditions, You are considered of having capacity according to governing law of Indonesia and the laws of the applicable jurisdiction. If You are less than 18 years old, You can access the Website and/or use the Application accompanied by a person whom considered has capacity to conduct legal actions. If You act as an employee, agent, or proxy and act for and on behalf of other individual, organization, business entity, legal entity or other institution, You hereby represent and warrant that You are the authorized party thereby these Terms and Conditions will bind the party You represent. If You are incompetent (including but not limited to minor, under conservatorship, or unauthorized representative), then You are fully responsible for whatsoever You conduct on the Site.
Any use of the above terminology or other words in the singular, plural, capitalization and/or he/she or they, are taken as interchangeable and therefore as referring to same.
We create, develop, and maintain the Website and the Application as the platform to manage Your financial planning including to act as the intermediate that connects You to Our Partner (as defined below). In order to provide the better services for You during the course of Your access to the Website and/or Your utilization of the Application, We established a strategic partnership with numerous type of partners to support Our services in investment, banking, and other financial matters (“Cooperation”). The Partner who cooperates with Us consist of financial institution, non-bank financial institution, payment system provider, investment platform provider, and other institution whose business activity is related to Our services (“Partner”) who develops an application in accordance with its respective business activity (“Partner’s Application”).
You are given the right to access the Website and/or to use the Application of Pay OK forasmuch as in accordance with the rules of the Terms and Conditions herein. The rights granted cannot be transferred, not exclusive, limited and can be withdrawn by Us unless otherwise regulated under these Terms and Conditions. You are prohibited of doing things which endanger the Website, Application, and Pay OK during Your access to the Website and/or Your use of the Application, which are further regulated in the Terms and Conditions herein.
The Cooperation that established between Pay OK and the Partner shall constitute an integration between Application of Pay OK with the Partner’s Application whereby We merely act as the financial planner who transmits the Data that You inserted to the Partner’s Application. Through the Application of Pay OK, You are able to submit a transaction request pursuant to Your needs and such transaction request shall bind You directly with the Partner. You are fully aware that We, as financial planner merely act as the intermediary between You and the Partner.
In addition to these Terms and Conditions, You have agreed to bind Yourself to the terms and conditions set forth by the Partner in accordance with the Partner as You appointed through the Application of Pay OK. Therefore, We strongly advise You to read and understand carefully the terms and conditions made by the Partner before selecting Partner through the Application of Pay OK.
In order to access the Website and/or use the Application to its full extent, You must register yourself to create an account (“Account“). During the registration, You must the Data as requested truthfully, accurately and as complete as possible. If You have already been registered, have an account and inserted the personal data correctly, then You are officially deemed as the user of Pay OK (“User“).
By registering yourself as a User, You hereby acknowledge and agree that You will receive notifications through email or the Application from Us for the purpose of marketing activity, improve Your experience in accessing Website and/or in using the Application, or other relevant information related to Your access of the Website and/or the utilization of the Application.
You are obligated to keep Your password secure and confidential from others, yet You are able to provide Your password to Your employees or other parties with the responsibility and risk that will be borne by Yourself. In the event of any loss incurred of or in connection with Your mistake or negligence in maintaining Your password, You hereby agree to indemnify Us upon the liability for such loss.
Any content or information provided, displayed, or created by Us in Our Website and/or Application is made by taking into account the provisions under the governing law and its changes, yet We are unable to guarantee that the content or information will always be accurate from time to time. If You find content or information in Our Website and/or Application of Pay OK that is indicated to be inaccurate, You can contact Us through communication channel as stated in these Terms and Conditions.
You are prohibited from unlawfully copying, publishing, duplicating, distributing and other economic matters to the content that belongs to Us. If You intend to copy, publish, duplicate, distribute and other economic matters toward Our content, You must comply with the applicable law in Indonesia, including but not limited to the execution of moral rights and economic rights upon the copyrights.
The Website, Application, name, trademark, logo, nuances, display, writing, images, videos, content, programming code, services and other materials provided by Us (“Material“) are protected by intellectual property rights under the applicable law. All rights, ownership and benefit within the Material are Ours and You are granted with a limited license to access the Website and/or use the Application and such license shall not transfer any intellectual property rights or other inherent rights of the Website and/or the Application owned by Pay OK to You.
Links to Other Sites
Your Data and Privacy
Pay Ok is committed to keep developing and improving the Website and/or the Application in order to fulfil the Your needs. However, You are aware and agrees that the Website and/or the Application is accessed and utilized “as is” and “as available” and is unable to be changed, modified, or adjusted to specific demand from You.
Pay OK refuses to warrant that the Website and/or the Application will operate uninterrupted or that such Website and/or the Application will be free from minor defects or errors that do not materially affect such performance, or that all features contained in the Website and/or the Application are designed to meet all of Your business requirements.
Pay OK disclaims all representations, warranties, conditions, or guarantees with respect to the Website and/or the Application, expressly or implied, including without limitation, any implied warranties of merchantability, quality of fitness for a particular purpose implicitly or in accordance with applicable laws unless that any warranties implied by law cannot be validly waived.
You access the Website and/or use the Application at Your own risk. Any damage that occurred to Your computer network, handphone, application, or other device due to Your access to the Website and/or Your use of the Application is solely your responsibility, insofar as allowed by the prevailing laws.
Pay OK shall not be held liable or responsible for any loss, damage, injury suffered by You from and against all liability, loss, damages, obligations, penalties, claims, judgments, cost and/or expense which directly or indirectly arising out of:
You hereby declare and warrant to not and will not file a civil claim or criminal charges to Us if by any chance You suffer any loss due to the implementation of these Terms and Conditions, unless such loss can be proven is caused by Our deliberate misconduct.
Changes to These Terms and Conditions
We always strive to provide the best service for You in accessing the Website and/or using the Application of Pay OK, so We reserve the rights to make any changes to the Terms and Conditions herein in order to adjust with the business development and the provisions under the applicable law.
The changes toward these Terms and Conditions will be uploaded to the Website and/or the Application from time to time in order to make it available for You to read the changes of these Terms and Conditions. If the changes of these Terms and Conditions are material, we will notify You prior the changes come into effect. By keep accessing the Website and/or using the Application, You hereby declare that You have read, understood and agreed to bind yourself to the changes under the Terms and Conditions.
If any of this provision or part of the Terms and Conditions is unlawful, unenforceable or invalid, then it shall be deemed deleted from these Terms and Conditions and the remaining provisions of these Terms and Conditions shall continue in full force
These Terms and Conditions are made, implemented, subject to and construed based on laws and regulations of the Republic of Indonesia.
These terms and conditions include provisions of access for access to the Website and/or the utilization of the Application that will be deemed as a legitimate agreement between Pay OK and You. You are not allowed to assign Your rights and obligations under these Terms and Conditions to any third party.
If you have any questions or suggestions about these Terms and Conditions, do not hesitate to contact us at dev@PayOK.id.