Privacy Policy

In order to ensure that data related to identity, contacts, profiles, behavior on the website and data associated with Your other personal information (“Data“) is always protected when You access https://PayOK.id (“Website“) and/or use the application created and maintained by Us (“Application”). PT Sumber Aneka Invoasi (“Pay OK“, “We“, “Our”or “Us”) are committed to protect Data which is further regulated under this Privacy Policy. This Privacy Policy (“Policy“) constitutes a set of rules that are integral part of Pay OK’s Terms and Conditions, which are made as basis of Our activities in obtaining and collecting, processing, storage, displaying, dissemination and destruction of Data on the Website. The definitions and terms in capital letters under the page of Terms and Conditions shall mean have the same meaning and interpretation as the terms used in this Policy, unless otherwise described in this Policy.

By accessing the Website and/or using the Application, You are deemed to have read, understood and agreed to the terms set forth in this Policy.

Data Collection 

When You access the Website or use the Application, You directly or indirectly provide Data to Us. For instance, when You register Yourself by creating an account on the Application, We will collect Your Data in the form of name, email address, password, and other required data so that You can have access to Your account. On the other hand, We collect Your Data among others, when You:

  • Access the Website and/or the Application;
  • Use the Application;
  • Conduct transaction by using the services or Partner’s Application through Application of Pay OK;
  • Contact Our customer support; or
  • Input other information in any form into the Application of Pay OK.

You hereby represent and warrant the Data that You input into the Website and/or Application is Your Data which correct, not misleading, and in accordance with the actual circumstances. You are fully responsible for the Data and in the event of the Data is incorrect, misleading, deceptive, and/or not in accordance with the actual circumstances, You shall held Us harmless to any claim, lawsuit, or charges from the third party which incurred from Your misconduct related to the Data. 

Log Data

We want to inform You that whenever you access the Website and/or use the Application, we collect data and information (through third party products) on your phone called Log Data. This Log Data may include information such as your device Internet Protocol (IP) address, device name, operating system version, the configuration of the application when accessing Our Website and/or using Our Application, the time and date of Your access of the Website and/or Your use of the Application, and other statistics.

Utilization of the Data

The Data that you have inserted into the Website and/or the Application of Pay OK may be utilized by Us, including but not limited to:

  • Process and cultivate the Data in the form of report or any other format;
  • Analyze the processing result of the Data;
  • Inform the development of the Website and/or Application;
  • Find out the information of Your access of the Website and/or use of the Application.

Aside from the abovementioned, the Data may be utilized for the purpose of:

  • Optimization of the Website and/or the Application and marketing activity;
  • Assisting Us to discover on how You access the Website and/or use the Application;
  • Knowing the effectivity of the Website and/or the Application;
  • Finding out and solving the technical issue on the Website and/or the Application; and
  • Developing the Website and/or the Application to facilitate You in accessing the Website and/or use the Application.

Storage of the Data

The Data that you inserted through the Website and/or the Application shall be stored based on the procedure and the security facility in accordance with the prevailing laws and regulations for the certain period of time as stipulated under the laws and regulations.

Distribution of Data to the Partner or Third Party

We will not sell, rent, display or share the Data without Your prior approval unless otherwise stated in this Policy or in the Disclaimer Form. We will only disclose Your Data to the Partner or the third party based on Your approval. By giving approval in any form to disclose Your Data, You allow Us to disclose and send such Data to selected Partner and/or the third party, and You indemnify Us for any loss or damage incurred from the failure of the Partner and/or the third party to secure Your Data. 

We are not able to warrant the security of Your Data on the Partner and/or the third-party systems and We have no control or responsibility for privacy policy or content from the Partner and/or the third party. You have the responsibility to check the privacy policy of each selected Partner or the third party, so that You can understand their provisions in handling Your Data.

We may disclose Your Data particularly relating to Your identity, profile and contact without Your prior approval to comply with a court order or a decision of an authorized government entity or applicable law.


Cookies are text files placed on Your computer for recording purposes. We use cookies to help Us improve Your convenience in accessing the Website. Cookies will record Your Data such as data that You input into the Website.

You may set to not activate cookies on Your browser entirely or in partial, however, when You do not activate cookies entirely (including important cookies), You may not be able to access the Website entirely or in partial.

Most of the browsers have a feature to control most of the cookies. In order to find out more about cookies, including but not limited to manage, delete and identify which cookies are active, please visit www.aboutcookies.org or www.allaboutcookies.org.

In addition, We are entitled to use third-party services to analyze Data for Us, such as Google Analytics and other third party services to develop the Website and/or the Application. The third-party services include, among other things, collecting data from Your visits and activities while accessing the Website.

Changes to This Policy

We always strive to provide the best service for You in accessing the Website and/or using the Application of Pay OK, so We reserve the rights to make any changes to the Policy herein in order to adjust with the business development and the provisions under the applicable law. 

The changes toward this Policy will be uploaded to the Website and/or the Application from time to time in order to make it available for You to read the changes of this Policy. If the Policy changes are material to Your personal data and information, We will notify you prior the changes come into effect. By keep accessing the Website and/or using the Application, You hereby declare that You have read, understood and agreed to bind Yourself to the changes under the Policy.

If any of this provision or part of the Policy is unlawful, unenforceable or invalid, then it shall be deemed deleted from this Policy and the remaining provisions of this Policy shall continue in full force.

Contact Us

If you have any questions or suggestions about this Policy, do not hesitate to contact us at dev@PayOK.id.

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